Improving cash visibility is key to the efficient administration of day-to-day cash management function. This solution is designed to optimize liquidity management needs through innovative cash segregation techniques based on customized account parameters. By establishing unlimited virtual accounts and account hierarchies, comprehensive cash movement is reflected in real-time across your entire enterprise.

Maintaining efficient cash management services and streamlining operations requires an effective Accounts Receivables (A/R) process that accurately matches and reconciles incoming receipts. Our instant reconciliation solution is designed to quickly reconcile your A/R ledger with payments received in real-time and match those payments with the appropriate virtual accounts for each sender or group.

Having a holistic view of cash flow can enhance the treasury function and help reduce costs. This solution is designed to help optimize liquidity by leveraging virtual accounts to centralize cash across subsidiaries and affiliates. The omni-channel reporting feature can also help identify and utilize cash to achieve target liquidity and self-fund working capital requirements across your entire enterprise.

Being able to receive funds by leveraging U.S. payment rails without physical bank accounts can help your corporate customers avoid costly processes and networks when facilitating payments. This solution leverages nostro accounts to identify, segregate and reconcile your corporate customers’ cash flow and transaction activity in real-time via virtual accounts.

These accounts offer a seamless integration with BNY’s payment, cash management and investment platforms, to help efficiently manage cash and help make strategic, informed decisions. 

Account services support unique investment needs and regulatory requirements. They offer the opportunity to earn cash returns through many compensation methods, such as earnings credits, credit interest and off-balance sheet investments.

BNY’s IEF solution aggregates balances across BNY bank accounts notionally in various major currencies to help maximize yield. It also offers flexible account structures and transparent reporting to help improve financial and operational efficiency.

BNY’s Notional Pooling Solutions are designed to improve overall interest income and expense by netting balances across accounts to help your bottom line and optimize your liquidity management.

BNY’s Sweeps Solutions can help you optimize operating cash by concentrating cash between multiple accounts to ensure proper funding is in the right place, in the right currency, at the right time. Automated cash movement, flexible structures and transparent reporting help meet liquidity goals.